There is a decentralized revolution occurring in health care, and now the concept of voluntary health sharing has emerged as a new avenue that freedom-minded expats can use to protect themselves and their families in the event of unexpected injury or illness. 

That’s what today’s guest, Andy Schoonover, joins me to discuss. Andy is the CEO and founder of CrowdHealth. The company uses a voluntary crowdfunding model to pay its users’ medical bills and can even help them when they are overseas.

TODAY’S CONVERSATION WITH ANDY SCHOONOVER

• Listen in to hear how Andy’s personal experience with the U.S. healthcare system led him to create CrowdFund as a solution to the outrageous prices and lack of transparency.
• You will be shocked to learn about the medical procedure for Andy’s daughter that a U.S. insurance company deemed “unnecessary.” 
• Discover why the doctor-patient relationship in the U.S. has been replaced by the doctor-insurance company relationship, leaving the patient by the wayside.
• Learn just why healthcare is so much more expensive in the U.S. than just about anywhere else on Earth.
• Why are Americans so obese in comparison to the rest of the world? Andy digs into the root causes of such poor health trends in the U.S., even while having some of the best doctors in the world.
• Uncover why Western medicine often misses the mark by focusing solely on treating symptoms while often neglecting the underlying health issues that cause them.
• Hear Andy and me explain why a strong community—like the one we have built here at Expat Money—is essential to a functioning healthcare system.
• Discover how the CrowdHealth model of voluntary health sharing was inspired by how similar communities, such as those in Kenya as well as the Amish.
• What type of people typically join the Crowd Health community? You won’t be surprised to hear a lot of similar qualities 
• Lastly, find out how Crowd Health can help expats when they experience unexpected medical issues while overseas.

WHERE TO FIND ANDY SCHOONOVER 

Learn more: https://www.joincrowdhealth.com – use promo code EXPAT for a discount

Follow Andy Schoonover on X

SIGN UP FOR OUR NEWSLETTER

Stay in touch with us by signing up for our email newsletter. You’ll receive a steady stream of my opinions and plenty of news and updates about the expat community.

Sign up now, and you’ll also receive my FREE special report, “Plan B Residencies and Instant Citizenships.”

RELATED EPISODES

306: Nayib Bukele’s El Salvador: An Oasis of Decentralization – Dr. Jack Kruse

283: Panama Healthcare: A Personal Case Study Report

153: Creating A Support Network For The Worlds’ Poorest – Gret Glyer

CONCLUSION

It was great speaking to someone like Andy, who truly understands, from firsthand experience, the problems with the health insurance model and how decentralization and voluntary action provide the solution. Having a backup plan for catastrophic health issues that might crop up is a crucial part of any Plan-B, so I hope this conversation inspires others to seek solutions like the one presented today.

The post 309: Revolutionizing Expat Healthcare Through Voluntary Health Sharing – Andy Schoonover appeared first on The Expat Money Show - With Mikkel Thorup.

Is a decentralized revolution occurring in El Salvador? That’s exactly what today’s guest, Dr. Jack Kruse, who currently lives and practices medicine in El Salvador and has served as an advisor to Nayib Bukele, joins me to discuss.

Dr. Jack Kruse, a neurosurgeon, had an awakening in 2007 when he suffered a torn meniscus in his knee at 6’2”, 357 lbs. This led to his further study of physics, light, magnetism, and electricity, ultimately concluding that modern medicine lacked a deep understanding of how humans function in relation to the natural world.

He is the CEO of Kruse Longevity Center in the US and El Salvador, a health and wellness company dedicated to helping patients avoid the healthcare burdens they typically encounter as they age.

He is also the author of “Epi-Paleo Rx: The Prescription for Disease Reversal and Optimal Health.”

TODAY’S CONVERSATION WITH DR. JACK KRUSE

• Listen in to learn how Dr. Kruse had an epiphany regarding the state of the medical industry after his own traumatic medical incident.
• Hear the inside story about the TED talk Dr. Kruse was invited to give, which ended up getting banned.
• Discover how Dr. Kruse got the ear of El Salvadoran President Nayib Bukele’s health ministry.
• Learn about the “oasis of decentralization” that Bukele plans to bring to El Salvador.
• Uncover a few of the 20 points Dr. Kruse laid out to Nayib Bukele that he needed to decentralize El Salvador.
• What is the dark secret that connects the CIA’s MK-Ultra program with the ban on incandescent lightbulbs? Dr. Jack has the inside track.
• Hear me on the edge of my seat as Jack guides me through the dark history connecting the mob, Las Vegas casinos and our modern-day screen addictions.
• Learn why COVID convinced everybody that Dr. Kruse wasn’t crazy, even though he was saying the same things he had been saying for fifteen years.
• Was moving to Panama inadvertently the healthiest decision I’ve made for my family? Dr. Kruse explains why its location provides a massive health upgrade to those moving climates further from the equator.

WHERE TO FIND DR. JACK KRUSE

https://jackkruse.com/

Follow Dr. Jack Kruse on X

SIGN UP FOR OUR NEWSLETTER

Stay in touch with us by signing up for our email newsletter. You’ll receive a steady stream of my opinions and plenty of news and updates about the expat community.

Sign up now, and you’ll also receive my FREE special report, “Plan B Residencies and Instant Citizenships.”

RELATED EPISODES

304: Expat News: Bukele’s Bitcoin Bank, Portugal Shuns Expats, & Milei’s Record Surplus

303: Javier Milei’s Presidency: The Real Impact On Freedom In Argentina

283: Panama Healthcare: A Personal Case Study Report

CONCLUSION

This was certainly a fascinating discussion, and Dr. Kruse is a super interesting guy. I often discussed how longevity has always been a hobby of mine, and Dr. Kruse certainly gave me a lot to think about. His insights on Nayib Bukele’s plan to decentralize El Salvador definitely piqued my interest. While I’m not ready to recommend clients choose El Salvador for their own Plan-B, it is certainly a country worth keeping an eye on in the coming years.

The post 306: El Salvador: An Oasis of Decentralization – Dr. Jack Kruse appeared first on The Expat Money Show - With Mikkel Thorup.

It has not been a great couple of weeks here for myself and my family, but I want to share this story with you because I think there is an excellent opportunity to impart some lessons, not only about the excellent healthcare system here in Panama but also about living overseas overall. 

You’ll hear it in my voice that I’m still not entirely back to 100%, but I wanted to get this one out while everything was fresh on my mind. I hope you find value in my experience and can use it to better prepare for your own expat future. 

EXPAT HEALTH INSURANCE

If one thing should be clear from my story today, it is that it is absolutely essential to plan for the worst-case scenario when you are living abroad or travelling. Reach out to our friends at Insured Nomads so that you can travel with peace of mind when it comes to your health coverage. 

SIGN UP FOR OUR NEWSLETTER

You would have already read the basics of today’s story if you’d been receiving the EMS Pulse newsletter and the weekly Expat Sunday Times! Sign up now, and you’ll also receive my FREE special report, “Plan B Residencies and Instant Citizenships.”

RELATED EPISODES

265: Tips, Tricks & Strategies For Moving Abroad With Your Family

178: 94 Things I Do To Set Myself Up For Success – Mikkel Thorup

164: Medical Tourism In Colombia

CONCLUSION

I hope you got a lot of value out of my experience with health care in Panama this past week. Even as I write this, I am still not back to 100%, but I really wanted to share this with you to drive home how important it is to have access to affordable health care, no matter where you are in the world. 

Aside from that, my experience really demonstrates the value of a support network. I am so grateful to have been surrounded by family, hired help, and friends in the community who I could count on while I was out of commission. 

We can never prepare for every possible scenario, but we can take actionable steps to put ourselves and our families in the best possible position to cope with the unexpected when it inevitably strikes.

The post 283: Panama Healthcare: Personal Case Study Report appeared first on The Expat Money Show - With Mikkel Thorup.